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Equifax Data Breach Settlement – Are You Owed Money?

In September of 2017, Equifax announced it experienced a data breach which impacted the personal information of approximately 147 million people.

Equifax denies any wrongdoing and no judgment or finding of wrongdoing has been made.

Check to see if you are eligible for free credit monitoring or a cash settlement.

Please note that none of these benefits will be distributed or available until the settlement is finally approved by the Court.

1. Free Credit Monitoring or $125 Cash Payment. You can get free credit monitoring services. Or, if you already have those services, you can request a $125 cash payment.

  • At least 4 years of three-bureau credit monitoring, offered through Experian. You can also get up to 6 more years of free one-bureau credit monitoring through Equifax.
  • If you already have those services, that will continue for at least 6 more months. You may be eligible for a cash payment of $125.

2. Other Cash Payments. You may also be eligible for the following cash payments up to $20,000 for:

  • the time you spent remedying fraud, identity theft, or other misuse of your personal information caused by the data breach, or purchasing credit monitoring or freezing credit reports, up to 20 total hours at $25 per hour.
  • out-of-pocket losses resulting from the data breach.
  • up to 25% of the cost of Equifax credit or identity monitoring products you paid for in the year before the data breach announcement.

3. Free Identity Restoration Services: You are eligible for at least 7 years of free assisted identity restoration services to help you remedy the effects of identity theft and fraud.

For more information visit


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Written by Gretchen Hahn

Verified UserContent AuthorFrequent User